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Financing

Financing is one of the most important functions of any enterprise. For carrying out any operation, finance is required. Thus, finance must be raised, allocated and controlled for the effective execution of any function. Finance function is superimposed on all other functions. That is, all the other functions in a business enterprise depend on the financing, and the success or failure of the firm, as such, depends on how effectively the finance function is undertaken.

Financing is an essential but distinct segment of the overall managerial function. It is closely related to various managerial functions such as production, personnel and distribution. The finance function comprises of determining and raising the necessary funds from appropriate sources, and their proper allocation and control with the aim of attaining the enterprise objective of wealth maximization. The wealth or the value of the firm is at the maximum when the return or profit is also at maximum. But with the increase in return, the risk also increases.

Financing function aims at reaching a trade-off between risk and return, and between profitability and liquidity, with the ultimate objective of maximizing the value of the firm. Some experts have defined financing as the task of providing the funds required by an enterprise on the terms most favorable to it, in light of the objectives of the business.

Money management, accounting, control and advisory are the four main functions of financing. Money management aims at ensuring that a sufficient amount of money is raised from appropriate sources at the right time and is invested in suitable projects which would increase the net returns and the value of the firm. Thus, money management consists of the raising of required funds, investing of funds and management of working capital.

Financial accounting consists of recording all business transactions and the preparation of final accounts, concerning the profit and loss accounts and the balance sheet. The profit and loss account shows the net results- either the profit earned or the loss suffered over a period. The balance sheet shows the financial position of the firm on a given time.

How To Advertise Your Home Business The Smart Way

When you start a new home business, it seems like you are the only one out there that is lost inside millions of other home business owners. You seem to not know what to do to get out of that pile so you can be seen. Well, many people advertise their home business to get out of that pile. In that pile without advertising, there is one percent chance to be seen. Some people like to advertise now and some like to advertise later due to budget problems. But advertising do take time and money.Advertising may cost a lot. It depends where you advertise your business. Some is expensive and some options are cheap. Even though you have the money to advertise, you have to do some research before you do so. Do not advertise anywhere and spend a lot of money, you might not get the result you want. Learn these information I am about to give you, you will learn how to advertise with or without a budget.The first way to advertise is with the newspaper. When you advertise in the newspaper, remember to find newspapers with the amount of twenty thousand plus circulations and what kind of people lives in that city. Do not aim for the highest circulations that there is because the higher the circulations the higher the expense. Aim for the mid circulation newspapers and you will find cheep ads placements. Aim for many different states, different states have different prices. Call up to a few newspapers companies and ask them for the price to place ads for the amount of lines you need and which section of the newspaper you want your advertisement in.Most of the time you’ll use a 3 line ad, some may limit you to how many words per line or all three lines totaled up. If you go over, you will be charged more. If the newspaper staff is pretty helpful, ask them for their main line so you can get back to them right away. If the staff wants to control you and gives you a hard time, call up again and find a new staff to work with you. If it is the same old staff on the phone, no need to work with that company.When you find out all the prices of the newspaper company that you are aiming for, you call them back and place the advertisement. Place the ads for about three weeks straight if it is cheap or once a week for three weeks. Here are the days that are best to place ads, Sunday, Monday, and Wednesday. Those days’ works for me but you can choose your own days.You want some way to keep track of the newspapers to see which one is rolling in customers and which one is not. If you have a website, get a few different URLS, one for each different newspaper. Now you can see which newspaper is helping you and which is not. For the not one, pick out another newspaper company and discard the old one. It takes time to find one that works perfect for you. Give it a little time and you will be successful in newspaper advertising for your home business.The second way to advertise is with business cards. Why business cards? They are easy to carry and pick up. When you make a business card, you will fill it up with your home business information on the front of the card. Remember to make a unique title that attracts people. Now on the back of the card, if you have any important information that you think is valuable, put it there. Other people that receive your card might think the information is also useful. They will be referring back to the card and that means they will see your information each and every time. Your message will get to them sooner or later as long as they still have that card.The third way of advertising is flyers. Flyers are cheap and effective. On the flyer, put a unique title and information that will attract your prospects. Next, remember to put your website and your business or eight hundreds number on that flyer. The best way to put flyers is on cars or put them in mail boxes. I love using white papers and black words. Be sure not to put your advertisement on papers or ink that is hard to read. Many people do not want something hard to read. Make your flyer easy to read for people. This will help you convert more prospects.Remember that there is one percent of the people you pass flyers to will not like what you gave them. They might call you and leave you a nasty message or send a nasty email. If you get those, just delete them. Do not deal with them or try to call them back. Just let it be and ignore them. By doing this you will be successful in your business, do not let negativity get to you.Fourth way of advertising is pay per click. Pay per click is expensive depending on what keyword you want to advertise in. The best way to learn pay per click is to buy an e-book. You do not want to go through learning it yourself. Someone has already been through that road. Let that person show you the way of success in pay per click advertising. Time is money! Learn it the easy way to save you time and money. If you want to learn it yourself, it is expensive. It is more expensive than buying that e-book.The last way of advertising is free advertising. Where? Free advertising is everywhere on the Internet. There are many websites out there that let you put your ads on their sites. Like forums, some classified websites, and craigslist have free advertising. When you find one, put your advertisement on their website to get more traffic to your home business website. Well, free advertising is better than no advertising at all. Free advertising is a good way to start if you have a budget.There are many advertising methods out there, even methods that you have not heard of before. Just play around with it a little longer, other methods will come to you sooner or later.

Playing Online Poker For a Living – 4 Simple Tips That Can Help You Play Cards For a Living

Card game addicts can soon start dealing out cards no matter where they are, before you could even say “Indiana Jones”. These people love this game, and no matter what, they will always find a plain simple excuse to play it. Some play online for a livingIf you are quite in their league too, it is no wonder if your fingers itch all the time to try out your luck and fortune at the card games. Well, the solution to itching fingers is only a few clicks away. You can find many web sites where you can play poker online and also win money if you are a host to good fortune and tricky skills.Card players find it easy to play card games online, since here, the ambience is quite relaxed and quiet. You never know with whom you are playing. It could be an old man or woman, or a child as well! But one thing is for sure- here no one will be able to peep and have a look as to whether you have a winning hand or not. Here, no one is there to rush you, no one to call the shots but you. But even though this seems as if the rules here are quite easy and relaxed, actually, they are not. You have to abide by certain laws which if you neglect, will result in your disqualification.o Before you start to play, you must try to decide if you are willing to play poker for your entire income. To do this, you will have to look back at the games that you played in the past, and how you handled your bankroll after a big win. Did you jump into the stakes or invest your winnings?o Then again, if you had never the chance to see so much money while playing poker, but lost about ten tournaments in a row, you have to remember what your action was. Did you move down or up in stakes? These reactions of yours are necessary to judge whether you will be able to make a living on poker.o The main trick is not how much money you win, but how you win it. When you do not have a winning hand, you have to see that you lose very little of cash. But when you have the best hand, you have to try to call the right shots at the right time to milk in a lot of money out of your opponent’s pockets. To maneuver the game carefully you have to assess the situation accurately and rely on your gut instincts.o Another key skill that you need to hone is patience. You might be able to rely on your instincts, and make quite sharp decisions at the crucial moments in the game; you might be able to calculate thoroughly the result of every move of every player around the table; you might be able to tighten your purse strings when you have no winning hand, and get the best odds to win the most when you turn out to be the lucky one, but there is still a chance that someone might come about and upset your plan and shatter it to rubbles. During these times, it is necessary that you do not lose your head, but start to build another plan, so as to win back what you have lost.These rules will help you to get to the very peak where you can earn a lot of money, and there will be no stopping you as well. Remember, rules are important in a game, so that you do not get disqualified, and you can always use them to your advantage.